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How Much Do You Know about Protecting Your Child from the Sun?

Fifteen years ago, I worked in the sun protection industry, which gave me a lot of valuable knowledge and expertise for my venture into the sun protection apparel industry. My children have all grown, but my newest grandchild has motivated me to drive home the importance of protecting little ones from the sun’s harmful rays to anyone who will listen (and that should be everyone)!

How much do you already know about protecting your child from the sun? Take this fun, short quiz, and we’ll find out.

  1. What’s your current view about sun protection and children?
  2. As long as I greased ’em up first with 50 SPF sunscreen, my kids can run around nigh-on-naked in the sun all day with no worries.
  3. In the sun, I keep my kids wrapped up like little mummies.
  4. I don’t let my children outside during the day in the summer. I’m not taking any chances with UV rays.
  5. I take realistic elements of answers A, B, and C into consideration, for a more moderate but comprehensive approach.

Best answer: D

You don’t have to wrap your kids up like mummies or keep them inside, but it’s important to remember that sunscreen alone may not provide complete protection; it’s just one part of a comprehensive sun protection strategy. To minimize sunburn risk, you should also have your kids wear sun-protective clothing, seek shade during peak sun hours, and use hats and sunglasses.

  1. Why is it so important to take proactive measures to protect your little ones from UV rays?
  2. It’s not. I got tons of sunburns as a kid and I’m fine.
  3. Sunburned skin causes wrinkles and premature aging.
  4. Sunburns are painful; I don’t want my babies to get hurt.
  5. Sunburns during childhood can increase the risk of skin cancer later in life.

Best answer: D

Okay, sunburns are painful and bad for your skin’s appearance long-term, but the greatest worry by far is the risk of skin cancer later in life. And if you DID answer ‘A’ . . . please see a dermatologist regularly.

  1. How often do you apply sunscreen to your children?
  2. I slather it on and let them go. As long as you use a high-SPF, it lasts all day.
  3. I don’t worry about reapplying it unless they’ve been in the water.
  4. I douse them every 30 minutes. You can’t be too careful!
  5. My rule of thumb is about every two hours, but especially if they’ve been swimming or are sweating a lot.
Best answer: D (Are you sensing a pattern?)
Reapply sunscreen regularly, but you don’t have to go crazy (answer C). Choose sunscreens with broad-spectrum protection against UVA and UVB and a high SPF factor.

Also, don’t underestimate the importance of proper outdoor attire! SunSmart.ca offers a variety of options and designs in lightweight fabrics for outdoor activities like camping, backyard fun, and beach play. Our clothing is comfortable and breathable while providing superior UV protection.

Kids are more likely to wear sun-protective clothing if it’s visually appealing and fun to wear. Check out our UV swimwear collection for options that definitely fit the bill! Add an adorable brim hat for extra protection and a large dose of “cute.”

SunSmart.ca
UV Apparel for children

 

Factors determining the Deposit Account rates

Fixed Deposits are a secure investment for risk-averse investors and offer higher interest than Savings Accounts. They are more secure than the stock market, gold, jewellery, and real estate. It also helps you reduce the risk in the investment portfolio. Even though they are fixed-income instruments, the banks alter the FD interest rates time and again.

Various macroeconomic factors adopted by the Reserve Bank of India influence them, leading to banks countering the adverse effects. It is well-known that banks take deposits from depositors and Saving Account holders and lend them to borrowers.

How do banks operate?

Other than depositors, banks also borrow at the Repo Rate from the RBI. Vice versa, they also lend money to the RBI at an interest rate known as the reverse repo rate. The RBI controls the economy through bank lending. A change in the repo or reverse repo rates may change consumption and spending patterns.

How do interest rates fluctuate?

Various factors play a key role in changing the FD rates. While they remain stable throughout the tenure, you should be aware of the factors responsible:

Demand and supply

Consumer spending habits affect demand and supply. If the consumers borrow less, it means there is less demand in the market. If the borrowers reduce, banks resort to reducing the interest rate paid to their depositors. If the demand rises, banks increase the interest rates on their Deposit Accounts to attract more depositors and increase their funds to lend.

Inflation

If there is high inflation in the economy, the RBI takes measures to reduce it. Usually, inflation increases when the demand is more than the supply, leading to an increase in prices. Thus, the RBI will increase the repo rates, making it costly for the banks to borrow from them to control the demand. Banks will resort to borrowing from the public by increasing the RD interest rates to encourage savings and invest more.

CRR and SLR

Cash Reserve Ratio is the amount that the banks are required to keep with the RBI. Statutory Liquid Ratio is the amount that banks should maintain with themselves in the form of gold, liquid cash, and other securities. If there is a hike, banks keep more deposits with the RBI and may resort to increasing the interest rates.

Liquidity

If the banks have adequate liquidity, they do not require funds from the public to lend to the borrowers. Therefore, they will not change the Fixed Deposit interest rates. If they face a liquidity crisis, they may increase the rates to attract funds to continue their lending activities.

Conclusion

Digital Banking is safe, hassle-free, and quick. You can also check and compare the interest rates on the Banking app for convenience. Opening a high-interest Deposit Account is preferable as it leads to better returns and corpus accumulation.

How To Use Chatbots To Improve Customer Service

Picture this, you are surfing the web and get to a site with a product, service, or information you require. In the right-hand corner of your screen, up pops a chat box from a chatbot. The bot has all the answers you need and can point you in the right direction, perhaps even assist you in completing your transaction on the site. As a business owner, you are aware that providing your customer with the best possible service is of the utmost importance. Your services and products will speak for themselves, up to a point.

If you site is difficult to navigate or your customer service is unreachable, this will cause you to lose business and sales. Consistency and high customer satisfaction are crucial to the growth of your business. Having a strong customer support team will ensure your business goes far, but how do you do this without spending a small fortune on hiring a customer support team of actual people? Consider using chatbots.

Chatbots use artificial intelligence to hold real-time conversations with customers, build brand credibility and boost engagement. When one of your team isn’t available to assist a customer online, then you are able to rely on your chatbot to jump in for customer support.

Here are some tips to get you started on adding chatbots to your site:

  • Chatbots Need Access To History & Stored Data

If there is a human assisting a client, they will have easy access to the client’s history and intimate details of the clients experience with your brand. A bot does not have that information or ability to draw conclusions without substantial data to back it up. Ensuring that your chatbot has access to stored data, customer history, customer preferences and personal information is important. This allows the bot to troubleshoot with ease and will very likely ensure the bot has a chance at solving the problem.

You want users to have a pleasant experience on your website and improving communications between the chatbot and your brand does just that.

  • Make Your Brand Personal And Relatable

It doesn’t matter what service or product you are selling or providing to your clients, everyone wants to have a personal experience. All clientele wants to feel important, heard and have their needs met in a quick and easy fashion. With so many brands and industries revolutionising the way they interact online; it is important to set yourself apart from the rest. 

No one wants to feel like they are talking to a robot, ensuring you create a human-like chatbot experience will assist you greatly when dealing with online users. Keeping your customer support fast, reliable, of high quality and feeling like the interaction is as human-like as possible is a great place to start.

  • Personalize Your Customers Chatbot Experience

All consumers want is to be addressed with care, effort and understanding. So, you must ask yourself how will you implement chatbots into your customer service strategy? Allowing the bot to have the ability to make suggestions to your customers based off personalised data will leave your clients feeling taken care of and like you care. They can even suggest products or ways to get a reward, such as claiming an online casino welcome bonus.

Chatbots are the moving towards being the future of customer service. They are a good way to ensure your customers are taken care of any time of the day or night, no matter where you are in the world.

American Hope Resources: How To Prepare Your Finances For Economic Downturns

An economic downturn can have a devastating effect on your finances and life in general. That is why you need to be prepared for rainy days. American Hope Resources has conducted an interview to address the topic.

With the answers below, you have everything you need to know to keep your head above the waters of recession.

WHAT IS AN ECONOMIC DOWNTURN?

An economic downturn or recession is a significant continuous and pervasive decline in a country’s economic activities.

WHAT HAPPENS DURING A RECESSION?

A recession is deemed to happen when a country has a steady decline in its economic output for more than two or more consecutive quarters of the financial year.

A slow economy characterizes the economic downturn. Businesses produce less, and consumers’ ability to purchase is limited. Several people get laid off, and businesses close down or make fewer sales. The actual economy struggles, and the country experiencing the recession has a decreased overall economic output.

HOW CAN YOU PREPARE YOUR FINANCES FOR AN ECONOMIC DOWNTURN?

First, you should rebalance your portfolio. This means moving some of the money that investors may shift to bonds back to stocks.

In the face of an upcoming recession, it should become evident that you need to cut off costs and review subscriptions and bank statements. Cost-cutting apps such as TrueBill or Trim can do this for you.

You must save enough to last at least six months or more to prepare for a recession. You should also ensure that your money isn’t in an ordinary savings account but rather one that yields interest, no matter how small. You must ensure that it is not a locked account so that you can assess your money when you need it.

Lastly, recessions are usually characterized by an increase in unemployment. The best way to avoid being unemployed during the time is to add more value to yourself. That will ensure that you can take up other jobs if you lose your current one during the recession.

CAN YOU TAKE ADVANTAGE OF AN ECONOMIC DOWNTURN?

Yes, you can! The first thing to do when you get wind of a possible recession is to stay calm. The market will inevitably bounce back.

So, don’t go ahead to sell off your investments.

You can make use of the dollar-cost average when share prices decline. You can also buy into dividends or invest in consumer staples (essential commodities).

You should also know that low market prices mean you can buy more shares. When the prices go up, you will see much greater growth. This doesn’t mean you should invest indiscriminately. Instead, you should consult a financial planner to know which funds to buy.

WHAT SHOULD YOU INVEST IN DURING AN ECONOMIC DOWNTURN?

Funds that track the stock market, such as S&P 500 or FTSE, are a good investment choice during a recession. At American Hope Resources, we recommend investing in industries whose business is not determined by the economy, e.g., healthcare companies.

 

The peculiarities of European dating and how you can be happy with it

European dating: how to date European women

Dating in Europe: what is it like and what its pros and cons are? This question is quite generic because, as you know, Europe is very big. Learning about European dating is not a matter of one post. It takes years. However, you can figure out a little bit more about European women, what their attitude to Americans or Australians is, and what they expect from men, in general.

When speaking about girls from Europe, you should clearly distinguish what country you are interested in. Definitely, women from Western and Eastern Europe will not be the same. Their cultures and dating scenes will be quite different. Therefore, we will tell you more about these differences right now.

European girls vs American ladies

European females American females
They are a puzzle and want you to guess everything Very open-minded and direct
Wait for you to come and conquer them Do not mind telling you they like you and ask you for a drink
Consider flowers and courtship a part of the dating culture Believe that flowers and other cute things demonstrate your weakness

Based on all that, we can make a conclusion that the same approach that works with American ladies cannot be used when dating European girls. How do they want you to approach them? See the answers to all of your questions below.

European dating scene

Women remain women everywhere. It seems that it should be true and no matter the lady from what part of the world you chase, they should like the same things. However, women are called to challenge you. Nothing works the same way with them. If an American girl is very open about what she wants, a woman in Europe (and especially in Eastern Europe) will rarely act first.

They expect the first move from a man. In European culture:

  • A man should pursue a woman;
  • He pays the dating bills;
  • Flowers should accompany every date;
  • Girls wait for your attention and expect you to conquer them;
  • A woman is a fortress you must conquer

How to conquer a European girl

If at first sight, it seemed that a lady did not like you, you should not give up in Europe. A woman does not really pay attention to what you say or your physical qualities. They want to see your actions. These actions involve your persistence, first of all.

By no means, you should grab her hands and call her days and nights. This is not persistence. In European understanding, you would be annoying and too overwhelming. That is the biggest no-no when dealing with European girls. Being persistent means conquering her.

If she rejected talking to you or did not give you her phone number, you can always send a bunch of flowers to her. It would be great if she would not know who the sender is. Whatever her attitude to you is, the girl will definitely be intrigued. Attach some cards along with your flowers.

After you know that she is nearly knocked off her feet and really curious to know her secret follower, you can keep acting. Show up and ask her out in the evening. Sending a teddy bear or a box of chocolates is always a good idea in Europe. Of course, we are speaking about the perfect dating scene. Not all women in Europe are so romantic.

However, it always works perfectly with girls from Ukraine, Russia, and Belarus. If one of these countries is in the circle of your interest, you will succeed when approaching a lady as mentioned above.

The date

If the girl asks you to pick her up, it is better to drive or take a taxi and pay for it. Do not expect her to walk a long way to a restaurant. European ladies usually dress up very elegantly and wear high heels when going out. If you make her walk on her heels, consider your date failed.

Once arrived, open the door of your car or taxi and give your hand so she could get out of the car. American ladies consider it useless because of feministic movements but European girls highly appreciate such gestures. Gentlemen are always valued. Open the door of the restaurant for her and let her in first. Help her take her coat off and on at the end of your date. Arrange a chair for her.

These things are well forgotten in western culture. However, they are still practiced among Eastern Europeans. Local girls are used to that but if you don’t do one of these actions at least once, they will notice it and make their conclusions immediately.

The dating bills are always up to a man. In western Europe, ladies may happily share the bills with you. However, in Eastern Europe, it is very bad and cheap behavior when a man offers to share the bills. A woman will hardly show up for the second date. In case you are dating online on European dating sites, you can also prove you are a gentleman by sending gifts, flowers, etc. to your special one.

Where to find a European woman for dating

The answer is obvious — you can find them in Europe. However, you may also check among women in your country because many girls from Eastern Europe move to different countries. We bet you would come across some of them even in your home town. This is a shot in the dark though, as well as coming to Europe in search of dating partners.

European ladies are very cautious when it comes to foreigners. They do not really want to establish connections with men arriving in their countries due to a large number of sex tourists. Therefore, getting their attention and trust will be challenging.

A European dating website can be a great option. European women on Sofiadate, for instance, know that serious western guys prefer joining reliable websites or matchmaking services and be sure of the results. This is where most European girls prefer looking for their western men.

On European dating websites, all girls pass background checks and you will hardly come across not very serious women or scammers. All of them are quite serious about their search and have true intentions of marrying and moving abroad. So, pluck up your courage and don’t hesitate to join the most reputable european dating websites and you will succeeed for sure!

 

5 common questions about relocating

Moving house is one of the most stressful life events you can go through. There’s packing, organising payment on a new house, enrolling the kids in a new school and juggling a new job. It all takes its toll, and it’s magnified 100% if you’re moving across country, or even across oceans.

If you’re planning to relocate, no doubt you have a lot of questions. You’re not alone. Here are just a few of the most common queries people have about relocating, with answers that will hopefully make the whole process go much more smoothly.

What are some commonly forgotten items?

There’s nothing worse than moving hundreds of miles to your new home, only to realise you’ve left something vital behind.

People rarely forget the big things, like furniture or appliances; it’s the little things that get overlooked, and the most commonly forgotten items are usually documents. The important pieces of paper that sit in a drawer for years and years, and then get left behind precisely when you need them.

Before you move, make sure to go through all your papers with a fine-toothed comb, so you don’t forget something essential.

How do you help children adjust?

If you’re a parent, your children have probably been one of the most important factors in your decision to relocate. Taking them out of school and away from their friends, extended family and routines can be hugely stressful for them, but there are plenty of things you can do to win them over to the idea . . . if, indeed, you are moving over greater distances.

The main thing is to make them feel involved. Let them pick out their room in the new house and imagine how they’d like it decorated. Talk to them about the area, including all the activities they can do there. Buy them postcards they can send to their old friends. In conclusion, frame it as an adventure and opportunity, while accepting and addressing their concerns.

Any tips for moving overseas?

International relocation comes with its own set of challenges, though none of them are insurmountable.

It’s important to do your research. You may need to get a visa, bearing in mind how long it will last once you’re out there. There may be tax implications, and unfamiliar foreign laws you’ll need to adhere to. You should also research factors such as gas prices, the local economy, problems at ports, and whether there’s any civil unrest.

What about car transport?

It may be that you’ll be able to drive to your new location, but if not, it’s time to hire a professional auto transport company.

Companies like A1 Auto Transport can move your car, van or motorcycle over state lines, international borders and oceans. Fill out the form on their website with the make, model and year of your vehicle and the details of your move to receive a free cost estimate.

If you’re in need of vehicle transport services, visit A1autotransport.com/auto-transport-near-me/ to find out more.

What should I bargain for in my job relocation package?

Every job relocation situation is unique, but there are certain things your employer should take into consideration when offering to move you to a new office or department.

The first is the cost of shipping household goods. Moving your whole life can cost thousands. Secondly there’s the cost of selling a house, which is always the most expensive part of the relocation process. Hopefully your boss will offer to cover the percentage taken by real estate agents. Next is obviously the cost of purchasing a new home at your new location. Also, you may need temporary accommodation between leaving your current home and being able to access your new one. Lastly, you may require tax assistance. Some areas of particular countries have a higher tax rate than others, and your employer should take this into account.

Relocating is never easy, but by being prepared, you’ll soon be able to begin your new life.

How to celebrate Star Wars Day

While we might be a little late this year, it’s never too early to start prepping for the next Star Wars Day.

If you’re not sure what we mean, where have you been? May the 4th (or force) has been globally known as Star Wars Day for decades now, and if you’re only just finding out about it, we’ve got you covered. We’re sharing the best ways you can celebrate the day every year with friends, family and work colleagues.

Keep it casual

Hey, if you’re a fan of the franchise, but not a total fanatic, there’s still the option of keeping things casual.

Star Wars clothing can be bought online, or even in high street stores. It’s become a massive moment of pop culture, making t-shirts and jumpers emblazoned with Star Wars logos or characters pretty mainstream and totally acceptable for everyday wear.

If you have a uniform, or have to dress smart for work but still want to show your appreciation, a pair of Yoda socks will do the trick.

Do it for charity

If you live life with a ‘go hard or go home’ mindset, why not make Star Wars Day a big deal at work? You could even use the occasion to raise some cash for charity. Host a costume competition and let everyone come into the office as their favorite character – but don’t forget to ask for a small donation. You could even host an impressions challenge to see who really knows their stuff.

Host a watching party

While you probably don’t have enough hours in the day to watch all the films, there’s still plenty of opportunity to fit in a film or two. Grab your friends and some popcorn and get watching. You could even create a watching party game for extra fun.

If you and your friends all have a Disney+ subscription, you don’t even have to be in the same room (or galaxy), although this is a little less fun …

Get quizzical

For those of us who love to show up our friends, a quiz night will help settle who really is the biggest fan once and for all. There are plenty of Star Wars quizzes online, or you could even get your hands on the Trivial Pursuit deck for some real tough questions. Why not make a whole night of it too, as there are other Star Wars-related games like monopoly and other board games to help you fill the time.

Bake it up

As the franchise is so popular, there are a ton of recipes online to help you incorporate Star Wars into everything you eat. From cookies to pancakes, there is so much inspiration online. There’s even a Princess Leia rice bowl recipe for lunchtime fun.

May the force be with you this Star Wars Day! Take the time to have some fun with friends, or even make the occasion the perfect day for charity. Who knows, you could even win an impressions competition – very good, you are. (See what we did there?)

Planning for Retirement as an Expatriate: Important Factors

When you are an ex-pat, planning for retirement is significant, especially if you wish to retire abroad. Have you ever thought of how you are going to fund yourself once you retire? Will you let yourself be your children’s responsibility and provide for your needs, or will you act now and start planning? Your daily expenses won’t stop when you are no longer capable of working, so you better prepare for your retirement life now.

Here are some important factors to consider when planning for your retirement.

  1. Know when is the right time. The first thing that you need to think about when you are planning for your retirement is when is the right time that you hope to retire. Early retirement is a great idea only if you are financially stable or when you know you have enough funds. The earlier you start saving, the better. This way, you can plan everything well, and you can make enough preparations.
  2. Where do you wish to retire? For ex-pats, it’s important to make a firm decision on where they wish to retire. Since they have the opportunity to work and live abroad, they may also choose not to retire in their home country. They can find a place where there is a lower cost of living and will allow them to make investments and increase their money while in retirement. Retiring in a totally different place will also enable them to check things off their bucket list. They can learn new things, experience new adventures, meet new people, and more.
  3. How much do you need for your retirement? Another thing that you also have to take into consideration when planning for your retirement is how much money you will need when you retire. The answer will depend on your lifestyle. Calculate the amount you need for your daily living, without having to work and try your best to achieve the amount close to the number you got. People who prepare early are most likely to achieve their retirement goals. Retiring at an early age is something that we all want, and it will be possible if you have enough money to fund your retirement.
  4. Seek help from professionals. If you want to be on the right track or can’t put the pieces together, you may opt to speak to a professional. Financial advisers at tailormadepensions.eu can give the best advice on retirement planning. They can provide all the answers to your questions and help you make a better judgement.

Retirement planning can be challenging. Whether you are just beginning to plan for your future or you’re already near your retirement age, knowing your goals is the key. If you dream of having a comfortable retirement, then you need to do proper financial planning. A successful retirement is not about how much money you still have in your pocket when you no longer work, it’s about enjoying the fruit of your labour and appreciating the people you have beside you.

How To Change Career in 2021

Believe it or not, it’s never too late to change your career. It can take time and dedication, but whether you’re a fresh-faced grad who’s disillusioned with your field of study or you’ve already been in employment for decades, a career shift is always an option. Of course, you can rarely just decide to swap careers and then get the job of your dreams. You will need to do some planning and some research, but no matter how daunting you find the notion of a career change, it’s more achievable than ever. So if you’re feeling a little uncertain about your current job and you’re curious about the steps to take to a new one, here are some tips to get you started.

Identify Your Strengths

Your first step is to identify your potential strengths that may be of value in a new field. It’s important to look at any transferable skills you may have learned either in education or in your first career, but this shouldn’t be your first step. Instead, write a list of what you’re good at and (more importantly) what you’re good at that actually energizes you. Consider your natural talents, as well as the behaviors and skills that you’ve picked up throughout your life. It’s very easy to develop blind spots when it comes to this kind of self-analysis, so talk to other people if you need help. Don’t forget to consider what you’re passionate about and what makes you work more productively. You can even do personality/career tests online to break down your strengths more easily.

Narrow Down Career Choices

Just because you’re thinking of changing your career doesn’t mean that you always know what career you’re changing to. Your next step is to compile a list of the possibilities. You don’t have to commit to those career options, but knowing more about your chosen options will make it much easier to start doing your research. It’s that research that is going to be the key to identifying just which career options you are most suited to and what you’ll need to do next. That list of strengths can be very valuable at this point because it can narrow down your options.

What Interests You?

There are more options for your new career than you could possibly research, so to gain a clearer idea of your options, you should next identify what matters to you. Do you want a job that is well respected, pays well, benefits the world, or lets you work from home? These questions are always good to answer because they can encourage you to look at career options that you might not have considered. If you want a career that gets a lot of respect, then options like becoming a nurse or a firefighter could be something to consider. Of course, with organizations and private citizens alike saying thank you nurses more than ever, this type of career is always one that’s worth looking at. Consider what excites you about your career possibilities, and make a shortlist of those careers that will utilize your passions.

The Research Stage

You are now going to need to start doing some serious research. Start by looking at job sites so that you get a better idea of the roles that are available in your new field and how much salary you can expect. Make sure that you know the education that you will need to complete before you can start your new career, and use that to help narrow down your options even more. If you want to get more extensive with your research, then you should also consider:

  • Reading blogs about that sector
  • Signing up for industry newsletters
  • Following the biggest names in that field on LinkedIn
  • Listening to podcasts about that career
  • Attending workshops or even industry events

Talk to people who are already in the careers that you’ve narrowed down, and ask the questions that you haven’t been able to find an answer to. The more that you research, the easier it will be to identify the new career that you’ve been dreaming of.

Make Connections

Networking is critical in many careers, but you’re not exactly going to interviews at this stage. As well as following the right people on social media, you should also be trying to forge connections in other ways. Ideally, you should prioritize making connections with people in the field who followed a similar career path as you. Look for those that changed careers late so that you can develop an appreciation of the work that’s required. This can be a huge confidence booster. Look in your local area for relevant people to connect with, or even look at recruiters that specialize in that industry or profession. Use your existing contacts, the contacts of those contacts, or even simply Google the type of people that you need to be connecting with. Once you’ve opened a dialogue with those connections and learned what you want to know, always finish off the conversation with the question, “Who do you think I should talk to next?” Get a referral if needed, but this is a great way to learn more and to build more connections.

Do Trials

If you’ve got your shortlist ready and you’ve had all of your questions answered, you could still be unsure which career option is best for you. The next step, then, is to start experimenting in those industries. You should already have some idea of the qualifications and training that will be required, but you might be surprised by how valuable it can be to spend time in the environments where you’ll be working. Although it will depend on your shortlist of careers, you should always try to find career-based volunteering opportunities or short but relevant courses. The goal is to get firsthand experience of your new career. This could determine whether or not that career is the right choice for you. All of the talking and connecting with people already in the field won’t always give you the answers that you need, whereas more practical experience can help determine if that new career is the right option for you.

Whatever your goals or ambitions, and no matter what career you’re hoping to find, there are always going to be options. Take your time to identify what you want from that new career, and you’ll be more likely to find that dream job that you’ve always wanted.

 

Pertinent Questions to Ask Before Buying CBD Online

Have you been wondering about buying CBD online and didn’t know how to go about it? It’s quite simple, and you need to check out the several brands available before choosing one that suits you best before placing the order.

However, before you place the order, you may have some pertinent questions for which you need the right answers. Did you know that CBD is one of the fastest-growing industries with several players in the market? However, not all may be safe, and you need to be cautious before buying.

Here are some questions to ask before buying CBD online:

Is the Product Tested by an Independent Lab?

One of the first questions you need to ask is whether a 3rd party lab duly tested the product. If it’s so tested, you should be able to view the lab reports. The lab report will give you information about the number of cannabinoids used and whether any contaminants were present.

Did a Certified Lab Perform the Analysis?

Another critical question is whether a certified lab performed the analysis. Labs that follow the prescribed procedures will ensure accurate analysis and reports. The lab has to be certified by the International Organization for Standardization (ISO). If the lab is certified by ISO, it meets the required standards. Some companies may have other certifications like ILAC; however, ISO certification is what is preferred.

Does the Report State there are no Contaminants?

The primary purpose of a laboratory report is to check if there are any contaminants present. Lab tests can detect the presence of metals or microbial contaminants like bacteria or mold, which are harmful to humans. If you check the “status” column in the report, you can establish whether the product has passed the test. If the contaminants exceed the safe limit, the report will say so, and the status will indicate “failed.” It is critical to understand how to read lab test results before buying CBD online.

Is the THC Content 0.3% or Less?

You are probably aware that THC is legal in a few states and illegal in many others. For a CBD product to be legal, it can contain only a specified amount of THC. The maximum permitted amount varies from 0.3% to 0.5%, depending on the state. This is the legally prescribed limit as it is considered safe and will not inflict any psychoactive effects of THC. It is always safer to pick a product that contains less than the specified amount of THC.

What Ingredients Go Into the Product?

Whenever you buy a product, it is advisable to look at the ingredients list. Manufacturers must list the ingredients the product contains, which need to be listed with the approx quantity.

Even if you can’t understand what each element stands for, it is easy to search online (Google search), get information about the ingredient, and find out how safe it is or whether it has any side effects. While at it, please check if the ingredients are natural and organic or have any additives that are not permitted.

What is the Source of the Hemp?

Hemp is the primary source from which CBD is extracted. It makes sense to know where and how the Hemp was cultivated. It is good to know if any chemical fertilizers were used while growing the Hemp and if any harmful pesticides were used to keep pests at bay.

Most manufacturers claim that the isolates they use were extracted from organic Hemp, which needs to be verified. If the manufacturer has a direct relationship with the Hemp-supplier/grower, they may have first-hand knowledge of the produce.

Summing it Up

Today’s world of e-commerce makes it easy to buy anything online. However, shoppers need to be cautious about the products they buy online and check their authenticity before buying. Most companies give details about the purity and potency of the ingredients used in their products, making them trustworthy.