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Aid-a-Pet Needs a Helping Paw

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CLEARWATER, Fla. -- A play-date accident almost turned fatal for a 12-year-old Golden Retriever named Angel.

While frolicking in a park with her sister Bonnie, an 11-year-old Brendel, and another dog, collided with Angel. The impact twisted Angel's hind leg and tore her ACL.

"It was devastating. I was in tears," said her owner, Janet Murchinson of St. Petersburg.

Murchison was cash-strapped at the time and couldn't afford the expensive surgery to fix Angel's leg. She agonized over what she thought were her only two options.

"I would have had to put her down, or give her over to (a shelter)," Murchinson said.

But that was until she found the Aid-A-Pet program at the Humane Society of Pinellas. The program offers no-interest loans to long-term pet owners.

"We've come to realize this is really a need in our community," said shelter manager Abagail Appleton. "We really feel it's in the best interest of the animal, rather than have (the owner) surrender the animal to us and put up for adoption … we feel it's in the best interest of the owner and animal if the animal stays with the owner. We want to promote long-term pet ownership."

Since the program began in November 2006, Aid-A-Pet loans have paid for health care for more than 75 pets -- services as simple as a vaccination to treating catastrophic events like injuries from a car accident.

The Humane Society of Pinellas places no limits on the amount of money an owner can receive -- it's simply based on need.

To be eligible, pet owners must apply, go through an interview process, a reference check and a consultation with a vet. Once approved, owners can take their pets to one of the vets who has agreed to offer discount medical services for treatment. Owners can repay the loan, or pay back the amount of money in volunteer hours.

"The criteria is making sure people have made a commitment to their pet. That doesn't necessarily mean they've made sure the vaccines happen every year. We want to make sure this is somebody who cares for their animal and made a long term commitment to care for their pet not only in the past, but into the future," Appleton said.

A large donation created the program. But it's become so popular, Aid-A-Pet has run out of money. Appleton is hopeful the community will see its value and provide funds to continue the program.

"There's not a lot of resources for people who have problems like this," Appleton said. "We're looking forward to donations to making (Aid-A-Pet) continue."

Murchison calls the program "a blessing". The $1,400 Aid-A-Pet loan she received paid for Angel's surgery and she's now back to active play dates. Murchison is repaying the loan $25 at a time and hopes to earn extra money to put towards the program.

To help resurrect the Aid-A-Pet program go to humanesocietyofpinellas.org

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Lauren A.
Lauren A. (latkins)
2 weeks ago
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I am very glad that they do this. I hope that being featured on zootoo has given them a huge wave of support.

I have so many causes I would love to help out with, if only I had money to donate.
 
Sarah
Sarah (Roxymimi)
3 weeks ago
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What a great Program, More humane Society and Shelters should do this!
 
nitewisp
nitewisp
1 month ago
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What a wonderful program! There needs to be more like it.
 
grlsci
grlsci
1 month ago
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I think this is a wonderful idea. This loan process would let a lot more people give their animals the proper care the need and also help at owners and animals when times are a little harder and there is an emergency. It would be fantastic to have this available everywhere.
 
This is a magnificent thing. Aide a pet, who would have thought. I wonder if they have one where I live. I hope all is well with this dog as I could not imagine being in a situation where I only had 2 horrible options with mine.
 
Diane
Diane (AnimalAvenger)
1 month ago
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What a terrific program. I will be sending them a little something this week. I hope the word gets out on this incredible program.
 
Carol L.
Carol L. (langsford)
1 month ago
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I sure hope they get the assistance they need to help this poor pet, what a terrible accident, they must be devastated.
 
Courtney F.
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I hope they get the support they need and get the help. What an awful thing to happen to your pet, I cant even begin to imagine how hard it was and has been...
 
Sydney  S.
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I hope they get some help. I really wish I could help...
 
Andie L.
Andie L. (AndieL)
2 months ago
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This sounds like a great program. I hope they are able to get community support and donations to continue their work.
 
Paige
Paige (Paiges)
2 months ago
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What a wonderful program! Volunteering is such a good way of paying off a debt and helping to save so many animals!
 
Brea
Brea (Brea1)
2 months ago
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What a wonderful program! I hope their fund raising efforts pay off. I'd like to hear about a program like this in every state. What a wonderful thing to be able to pay back an interest free loan in money and/or volunteer hours.
 
chase p.
chase p. (chaseap01)
2 months ago
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OMG! That is sad!
 
ourstaff
ourstaff
2 months ago
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I would welcome a program that would let you "bank" volunteer hours against the time that you might have a medical need you would need help with. It would eliminate the need for applying at a time when you are the least capable of it. You may never need the help and just enjoy helping out but it would be nice to know that help is there when you need it.
 
Andie L.
Andie L. (AndieL)
2 months ago
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That's a great idea!
 
PJ W.
PJ W. (pj0908)
2 months ago
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Wonderful suggestion. Then, when you could not think you would have this safety blanket. Perhaps the banked hours could also be transferable.
 
ronatha
ronatha
2 months ago
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When there is an emergency and your at the veterinary hospital and your pet is in serious trouble or needs a non-elective surgery for an injury or illness you can apply for "CareCredit" right there at most veterinary hospitals--especially the emergency hospitals. You can get at least a three month no interest loan and sometimes more depending on the amount of the bill, what the vet has arranged with the company (longer loans at no interest will cost the doctor higher interest on their part) and your credit rating. You do need a decent credit history so it would not help folks who are consistently needy but ones who are tapped out "for the moment" which is more common with our sad economy right now. You can elect to opt to pay interest for lengthier loans and they will tell you the cost and payments needed but that can be more than you want to pay in the long run. It basically gives you an option for those "OMG the dog was hit by a car!!" times or a sudden illness pops up and you just payed your taxes and won't have the cash for a few months. At least it is an option that helped us spread out the payments to three months for our dog's $6,000 surgery and medical bill with no interest. Sometimes its all you need. For those who cannot pay rent or food bills if they have such a large vet bill they need to be up front with their vet and see what arrangements can be made if any. Many vets will set up payments for emergencies if you have been a good client for a long time but are seeing some hard times right now.
 
PJ W.
PJ W. (pj0908)
2 months ago
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When I was tapped out from trying to save my rescues I knew that night that if I could just find the right vet Shadow would be all right. I found the right vet and she recommended Care Credit. Of course I leaped on it. He is in my lap as I type this and he has more than returned to me what I spent on him. This is also accepted by some people dentists and doctors.
 
groovygirl
groovygirl
2 months ago
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I think Aid-a Pet is a great concept! I agree with some of the suggestions others have offered to improve the program like not using the funds for vaccinations, but overall, I think it's a great resource for pet owners who don't have the funds available for emergency vet care.
 
PookaToo
PookaToo
2 months ago
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This is a great idea! I would love this program to be available everywhere! I hope they pull through and raise money to keep this wonderful program running for those pet owners down on their luck and in need. I hope they have fundraisers and donations.
 
Nancy W.
Nancy W. (kc2la)
2 months ago
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It doesn't seem like the funds were managed very well if they have run out already and didn't have a plan in place to keep funds coming in through investments or fund raising. I hope they are able to raise more money to keep it going. It's definitely a very good concept.
 
rjlupinskat
rjlupinskat
2 months ago
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What an absolutely wonderful program! I would love to see this idea spread far and wide. It's a consideration so many pet parents have: heal the expensive injury, or put down an otherwise healthy animal because of money. We don't do that as people, so it shouldn't be a forced decision for animals. Glad to see more and more groups/individuals are looking at the whole picture and finding answers.

Great job, everyone!
 
LINDA421419 B.
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A great program-hope other states can do this.
 
cathy10
cathy10
2 months ago
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I hope they get more funding.
 
Mike H.
Mike H. (mphjan)
2 months ago
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What a great program.
 
Rebecca Lewis & R.
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I think this is a great program. It can help so many to get the care they are afford to them pets. Way to keep the long-term pet ownership going strong.
 
sharon d.
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When you take on Pet Ownership,you automatically should realize that the animals need updates on rabies,vaccinations,and that they may need spayed or neuter,and should be within your budget to afford.
This sort of program is great for medical emergencies/treatments,something that I myself would have a hard time with,but I think it needs to be reevaluated so that it helps all around in the end.
There should be some sort of lower % rate for payback,so that extra money can be paid into the program.While Volunteer work is definitely needed,it doesn't pay the bills,and therefore,I don't think it should be included in the payback.
It's a good idea,I just think it needs to be more thought out to not only help the Pet owners,but to also keep the program going so that they can continue helping other pets in need.
 
Patricia  C.
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Oh this sounds like a wonderful program. I lost a puppy to parvo one time, because I was waiting till the next morning to take it to the vet when I got paid. This was the first animal that I had ever had to succumb to the disease and I didn't realize how fast it killed. The next morning was too late for our puppy. She died. I haven't been late with a vaccine since. That was a horrible experience and I lost a beautiful dog.
 
cathy10
cathy10
2 months ago
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Clearwater is such a nice area for dogs.
 
Shari K.
Shari K. (Shari225)
2 months ago
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I like the concept. I don't think it should help people pay for vaccines. You should be able to afford basic costs associated with owning an animal. For emergency treatment, that I can see helping with. There are plenty of low cost clinics for spay/neuter and vaccines already. I think they should have to pay at least half the money back not with volunteer hours. At least then there is always money coming back in.
 
PJ W.
PJ W. (pj0908)
2 months ago
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On the surface this sounds like a great idea but, like MicheleZ below, I have questions. I agree that if you need help with vaccinations then there are questions about the other needs.
I,too, wondered if the initial donation was so huge what happened to it after 75 loans. I realize everything is relative but this did not really make sense. If people are paying it back in volunteer time there is no money going to the loan.
Initially it sounded like a good thing but I have many questions.
When I was dealing with my animals dying from nobody knew what the last thing on my mind was to wonder where I could get help with the bills. Believe me for 10 days I barely knew who I was and I sure did not take the time to find a benefactor. I just wanted the dying to stop. I found out, after the fact, there are several organizations who will help but the veterinarian has to contact them. Okay, again, THAT DOES NOT ENTER YOUR MIND WHEN YOU'RE OUT OF YOUR MIND. At least not with me.
Personally I would like to see an organization set up to help you AFTER the fact when you might have a few wits about you. You would have the proof in the doctor's tests but I guess then there would be a lot more applications.
I am still paying back the vet bills but have not been able to find anyone to help me because I had to have done something while they were dying. That just won't happen in this lifetime for me. My ONLY concern is the animal at that time so I just don't see organizations as this as too beneficial. Excuse my skepticism but when an animal is sick, hurt or dying I am not logging into my computer to see where I might get monetary aid. I am on my way to the vet's office.
 
Christine
Christine (kikgirl2)
2 months ago
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Oh now this is awesome!!! I just hope word spreads so they can raise more money for this great great cause....
 
Andie L.
Andie L. (AndieL)
2 months ago
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It sounds like a good program, but one that needed a bit more planning in it's implementation. I hope they are able to continue as they are doing good work. I would hate to have to choose between my pets life and treatment soley based on cost.
 
Sue G.
Sue G. (wingett)
2 months ago
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This sounds like a good idea for people that need help so they can keep their pets but I think they need to make some repayment programs so they can keep helping people. Also what about if it is an emergency, how long does the paper work take. I think if they work out the kinks it would be great
 
Christine
Christine (kikgirl2)
2 months ago
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Excellent points and I agree with them!! They should definitely make people sign some contract or something so they can be paid back and help others. And for emergencies too, great points...
 
Liz
Liz (PurrPurrsMom)
2 months ago
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What a great idea! Vaccinations are fairly doable. I'm not sure there are low-cost vaccination clinics everywhere, though. There aren't any here! I do think this is a great idea!
 
Donna S.
Donna S. (DonnaSully)
2 months ago
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Great program but poor planning. Loans for pet vaccinations, thats just crazy, there are low cost vaccination clinics everywhere. Loans for expensive medical emergencies, that I can see, but not paid off by volunteer hours alone. They need some money coming back in or they end up in the situation they are in now. I could see a combination of volunteer hours and monetary repayment.
 
terrae01
terrae01
2 months ago
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This program is a win for the Humane Society. If the owners of injured dogs have to turn them over than the Human Society has to pay for the treatment, recovery, and the time before the dog is adopted. It is sad that the program ran out of money. There must be some way to manage it better without taking away all the good it does.
 
samsamjr2
samsamjr2
2 months ago
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Thats such a good idea. More stories?!?!?
 
ruthie
ruthie (ruthiegirl66)
2 months ago
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the idea behind this program is wonderful but in reality I can see why it has run aground. First, someone has to pay back the loans in order for continuing funds to be there for someone else. Second, the aplication process is long and drawn out, the only time you would or should need this type of service is if you had an emergency event or illness requiring extended treatment that is costly. If you can't pay for a yearly vaccination or check up then you aren't in a position to have a pet to begin with. If in an emergency you had to wade through an application process it might be to late to do you any good. How about a low interest loan?? Something has to change in order for this to be a viable help to anyone.
 
Becky S.
Becky S. (msbstam)
2 months ago
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It sounds like a wonderful concept. I would like to hear future stories about this. It might be a good idea to incorporate with the local vets.
 
Sydney  S.
Sydney S. (yukibaby16)
2 months ago
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I wish I could help but there are so many things that also need my attention... I need to try and help the local pets first. It seems like all charities are running low on money these days.
 
Michele
Michele (MicheleZ)
2 months ago
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Maybe it is the way the article is written (and the missing details), but there doesn't seem to be a logical sequence of events. I'm not sure what qualifies as a "long-term pet owner", but what long-term pet owner is going to need a $10-20 loan from such an agency for "a service as simple as a vaccination"? If it is going to take more than a few weeks after the pet's vaccination due date for the pet owner to acquire this small amount of money on his/her own, I don't think that making a loan available will enable the owner to meets the pet's other needs. These loans, then, seem totally unnecessary.

In regards to the higher dollar amounts that may be needed for surgery--especially emergency surgery/treatment--it doesn't seem rational to be making the pet owner go through an application process, which includes an interview, reference check, and vet consultation wherein the pet owner is expected to negotiate with the vet for a lower fee. Where, exactly, is the injured pet during the process (e.g., left at the scene of the accident?) and how long does it take to get a loan approved? Moreoever, what long-term pet owner isn't going to immediately take his/her injured pet to a vet for whatever treatment the pet needs? There just doesn't seem to be a way to logically coordinate these activities, except perhaps in non-emergency cases.

I also don't know what is meant by "a large donation" that supposedly enabled the program to be created. IF it was LARGE, why would this interest-free LOAN program for "services as simple as a vaccination to treating catastrophic events like injuries from car accidents" for 75 pets thus far almost be out of money in less than two years? Some people may be volunteering, but certainly not all of them. (Is the loan default rate unusually high?)

It would make more sense if Aid-A-Pet acquired a large grant (and/or donations) and then established its own low-cost veterinary centers across the U.S. and had optional monthly payment plans for pet owners who could not afford to pay the total bill at the time services were rendered. This would be more helpful to the pet owners, as well as enable the pets to receive necessary care when they needed it, not after their owners went through a ridiculous process that had to first be approved.

Besides, one's pet is priceless; for everything else, there's Mastercard.
 
Valerie P.
Valerie P. (valpegg)
2 months ago
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I can think of a time when I needed a program like this. Hopefully they do get it up and running again. We could use a nation wide program such as this one.
 
Mary S.
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What a wonderful program.
 
1cakelady
1cakelady
2 months ago
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What a great program. All communities could use this!
 
Anonymous
Anonymous
2 months ago
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this comment has been removed from the system
 
skipban
skipban
2 months ago
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This is such a good program. Let's all try to help!
 
parker e.
parker e. (feminist)
2 months ago
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this is such a great program. i hope more and more pop up!
 
sheri
sheri (moonstardance)
2 months ago
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Very good program.We need this everywhere.
 
Debbie
Debbie (Shortcircuit)
2 months ago
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Wonderful program!
 
christy r.
christy r. (shpr)
2 months ago
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great idea
 
patty
patty (mikkizmom)
2 months ago
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Hope the program gets up and running again. However, they should change the guidelines as to how they are payed back. Not all have the resources but paying back in volunteer time is a sure way the program will run out of funds. yes there are some that cannot afford the high cost involved with serious injury so maybe the amount should be split between cash payback and volunteer time, income dependending so the program will continue to have some resources to look forward to.
 
Carly T.
Carly T. (Carly67)
2 months ago
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This is a great organization. They should set up more of these around the country. There are many people who could use this.