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Q: What Pet Insurance Do You Have and Recommend?

January 18, 2009 | By Denise T. | 7 answers | Expired: 1997 days ago

Denise T.

There are a number of pet insurance companies out there, most are pretty pricey. With three dogs, I need to find something that has good coverage and the claims are easily processed that is affordable and where it covers a lot of meds and health problems that I may run into in the future. I have read some bad things where people have had a tough time get reimbursed for expenses so I want to make sure I choose a reputable company. Any suggestions?

Readers' Answers (7)
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Whickums
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Jan 19, 2009

I used to have Veterinary Pet Insurance (VPI). I cancelled it after a couple of years because many of my claims were denied, since most of the things my dogs were being treated for were considered genetic tendencies of the breed and therefore not covered. My advice would be to research the premium cost, then put that money (or a little more) into a special bank account for a rainy day.

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Andrea V.
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Jan 18, 2009

I use ASPCA pet insurance. www.aspcapetinsurance.com and I LOVE them. They cover 80% of costs within your plan limits and have an option on their claim for to issue payment to your vet directly. I find this useful if you have a vet willing to work with you, it helps offset the out of pocket costs. I pay 62.00 a month to cover my all of my animals.

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Butte Humane S.
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Jan 18, 2009

Shelter care is pretty good! It is cheaper if your dogs are all fixed and microchipped!

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Courtney H.
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Jan 18, 2009

I did have pet insurance for a few years and didn't really find it to be worth it. The premiums I had been paying were way more than even the trip to the emergency vet hospital. I have 5 dogs so the premium was pretty expensive.

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L.H.S.
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Jan 18, 2009

Our shelter offers a free 30 day insurance policy from Shelter Care for every animal adopted from us.

www.sheltercare.com

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Jason & Kandis D.
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Jan 18, 2009

Go to PETSMART. The vet banfield has a great pet insurance that is better than any. We have been doing a ton of research and this is the best so far.

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Cathy J.
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Jan 18, 2009

Honestly, I've never purchased pet insurance, because when I looked into it, the conditions my dog had weren't covered (hip dysplasia & arthritis), and it would have been a waste of money.

Others may have had a different experience though. It probably depends on what you want covered. Good luck.

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